Contents Claims Blog

Guides on contents inventory, estimation, valuation, and CAT claims for public adjusters, independent adjusters, and claims teams.

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Aerial view of homes destroyed by a tornado

Latest · Inventory

A tornado can leave a bare slab and a scattered debris field where a fully furnished home stood an hour earlier. When there is nothing left to photograph, the entire contents claim rests on reconstruction. Learn how to rebuild a defensible, carrier-ready inventory from memory, records, and the right tools.

Nathan Koo12 min read
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25 articles

Street with debris and damaged buildings after a hurricane
Best Practices13 min read

Hurricane Contents Claims at Scale: Documenting a Storm's Worth of Total Losses

A single hurricane can produce hundreds of thousands of claims overnight, each tangled in wind-versus-flood causation and NFIP coverage limits. Learn how to build the capacity and documentation to handle a storm-sized contents caseload without missing deadlines or leaving money on the table.

Home office desk with a monitor, laptop and plants
AI14 min read

Best Contents Estimating Software Compared (2026)

An honest comparison of the top contents estimating software in 2026, including Adjust Square, XactContents, Enservio, and iCat. Features, pricing models, pros and cons for public adjusters and claims teams.

Stacks of paper files bound with string
AI14 min read

The Hidden Costs of Manual Contents Documentation

Manual contents documentation costs insurance professionals far more than they realize. Discover the hidden expenses in time, errors, customer satisfaction, and missed revenue that are quietly eroding your bottom line - and learn how to eliminate them.

Person working at a desktop computer in a bright workspace
Best Practices12 min read

10 Ways to Streamline Your Claims Workflow

Learn practical strategies to optimize your insurance claims process and boost productivity by implementing smart automation and best practices that leading adjusters use daily.

Close-up of a smartphone photographing a room
AI12 min read

5 Red Flags for Contents Claim Fraud Detection

Learn how to detect fraudulent contents claims while maintaining trust with legitimate policyholders. Discover the red flags, investigation techniques, and professional approaches that protect your firm without damaging customer relationships.

Wrecked furniture inside a damaged home
Best Practices6 min read

Understanding ACV vs. RCV: A Complete Guide for Contents Claims

The difference between Actual Cash Value and Replacement Cost Value can mean thousands of dollars in your contents claim. Learn how these valuations work, how to calculate them, and most importantly - how to maximize your claim recovery.

Furnished living room with armchair, fireplace and shelves
Inventory9 min read

Create a Home Inventory: Key Considerations

Learn how to create a comprehensive home inventory after experiencing a significant loss like a house fire or flood. This guide covers the insurance claims process, tips for reviewing inventory spreadsheets, and how to accurately fill in inventory fields to ensure a fair settlement.

Aerial view of many storm-damaged houses
Best Practices11 min read

How to Scale Your Public Adjusting Firm Without Hiring More Adjusters

Your PA firm is maxed out and turning away claims, but hiring more adjusters compresses margins and slows growth. Learn the smart scaling strategy that lets you 2-3x capacity per adjuster without proportionally increasing headcount or overhead costs.

Inspector with a clipboard kneeling at a home's doorway
AI7 min read

Estimating Software for Public Adjusters

As a public adjuster, you're always looking for better ways to address contents estimation. This year, it might be through an estimating software.

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